About Will
Will Race joined TrustEvo in 2026 as a Senior Associate after graduating from the University of the West of England with a 2:1 in Economics.
Will works across several areas of the business including client relationships, adviser partnerships and content development within the TrustEvo Insights platform.
Having grown up seeing the positive impact that good financial advice can have on individuals and families, Will is passionate about helping more people access trusted financial guidance and better understand their financial options.
Professional Experience
Senior Associate
TrustEvo
Will works across client relationships, adviser partnerships and content development, helping to grow TrustEvo's Insights platform and support individuals exploring financial planning options.
Education
University of the West of England
BA Economics — 2:1
Articles by Will
Tax Efficient Planning
Tax Efficient Planning
View categoryIncome Over £100k
View all2026/27 High Earner Financial ChecklistA self-check for UK professionals earning £100k+ to identify potential gaps in tax efficiency and financial planning.
The £100k Tax Trap ExplainedThis article explains how earning over £100,000 affects the personal allowance and the effective tax rate involved.
Adjusted Net Income Explained (UK)This article explains what adjusted net income means in the UK and how it affects tax calculations.
How Bonuses Can Push Income Above £100kThis article explains how bonuses may push income above the £100k threshold and the tax implications involved.
How Restricted Stock Units Are TaxedThis article explains how RSUs are taxed in the UK — employment income at vest through PAYE, the £100k personal allowance taper, and the CGT position afterwards.
EMI Share Options ExplainedThis article explains how EMI share options are taxed at exercise and on a sale, the conditions for Business Asset Disposal Relief, disqualifying events and the 2026/27 limits.
Pension Tax Planning
View allPension Tax Planning Explained: Pension Tax Relief and AllowancesThis article explains how pension tax relief works and how pensions may be used as part of tax planning.
Pension Annual Allowance Explained: How Pension Contribution Limits WorkThis article explains the pension annual allowance and how contribution limits apply.
Pension Tapered Annual Allowance Explained (UK)This article explains how the tapered annual allowance affects higher earners' pension contribution limits.
Carry Forward Rule Explained: Using Unused Pension AllowancesThis article explains how unused pension allowances from previous years may be carried forward.
Tax Relief on Pension Contributions ExplainedThis article explains how pension tax relief works at each tax band, the difference between relief at source and net pay, and how to claim higher rate relief.
Investment Tax
View allInvestment Tax Explained: Capital Gains Tax and Dividend Tax in the UKThis article provides an overview of how investments are taxed in the UK, including capital gains and dividend tax.
Capital Gains Tax Explained: How Investment Gains Are Taxed in the UKThis article explains how capital gains tax works when selling investments or assets.
How to Reduce Capital Gains Tax LegallyThis article explains the main legitimate ways to reduce CGT using allowances, ISAs, pensions, spouse transfers and loss offsetting.
Dividend Tax Explained: How Dividends Are Taxed in the UKThis article explains how dividends are taxed in the UK and the key allowances involved.
ISA Allowance Explained: How ISA Limits Work in the UKThis article explains the annual ISA allowance, how it works and the different types of ISA available.
Bed and ISA ExplainedThis article explains how Bed and ISA works, the tax rules involved including the 30-day rule, and the practical points to consider before moving investments into an ISA.
EIS and SEIS ExplainedThis article explains the Enterprise Investment Scheme and Seed EIS — 30% and 50% income tax relief, the three-year holding period, capital gains deferral and reinvestment relief, and the risks of total loss.
Personal Savings Allowance ExplainedThis article explains how the Personal Savings Allowance works in 2026/27, the starting rate for savings, how interest above the allowance is taxed, and how it sits alongside ISAs.
Family Investment Companies ExplainedThis article explains how family investment companies work — split share classes, the director's loan, corporation tax inside the company, and the double tax charge on extraction.
Do You Qualify for Business Asset Disposal Relief?This article explains who qualifies for Business Asset Disposal Relief — the 18% rate from April 2026, the £1m lifetime limit, the 5% tests, the two-year qualifying period and where claims fail.
The 4-Year FIG Regime ExplainedHow the 4-year foreign income and gains regime works for returning UK expats: who qualifies, what it covers and what a claim costs.
Gift Hold-Over Relief ExplainedThis article explains how gift hold-over relief defers capital gains on gifts of business assets and shares, the two forms of the relief, the restrictions and how to claim.
The 60-Day Capital Gains Tax Deadline On UK Property ExplainedThis article explains the 60-day deadline to report and pay capital gains tax on UK residential property, when the clock starts at completion, how the payment sits alongside Self Assessment, and the wider rule for non-UK residents.
Temporary Non-Residence ExplainedThis article explains the temporary non-residence rules, the four of seven and five year tests, what gains and income are pulled back into charge on a return to the UK, and how UK property is treated differently.
Salary & Income Planning
View allSalary Sacrifice Explained: How It Works in the UKThis article explains how salary sacrifice arrangements work and how they may affect take-home pay and pension contributions.
How to Reduce Your Income Tax Legally in the UKThis article explores legitimate ways individuals may reduce their income tax liability.
High Income Child Benefit Charge ExplainedThis article explains how the High Income Child Benefit Charge works, who is affected and how the 2024 threshold changes apply.
Scottish Income Tax Explained: The Six Bands for 2026/27This article explains the six Scottish income tax bands for 2026/27, who counts as a Scottish taxpayer, which income follows Scottish rates, and the key planning points.
Salary vs Dividends for Company Directors ExplainedThis article explains how salary and dividends are taxed for company directors in 2026/27, the corporation tax and National Insurance trade-offs, and why most directors use a mix.
How LLP Partners Are TaxedThis article explains how LLP members are taxed as self-employed individuals, the salaried member rules, National Insurance, payments on account and pension funding at partner level.
Members' Voluntary Liquidation ExplainedThis article explains how an MVL works, how winding-up distributions are taxed as capital, when Business Asset Disposal Relief can apply, the anti-avoidance rule and how it compares with striking off.
Relevant Life Policies ExplainedThis article explains what a relevant life policy is, the HMRC conditions it must meet, how the premiums and benefit are usually taxed, and who can have one.